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Thread: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

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    Default 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    The Mail Online reported today that changes to pension contribution rules introduced in 1998 mean that from this year onwards, women of 66 and over may get no pension whatsoever. Women who took time out of work to rear children will no longer be allowed additional contributions and may qualify for either a very low pension of less than €100 a week, or else they may get no contributory pension. If they have savings, or a husband with an income, they will get no pension at all.

    The new rules dictate who qualifies for the State contributory pension – the change was made in a piece of legislation in 1997 but only came into effect last April, with no announcements or warnings from the Government.
    The change means the number of PRSI credits required to qualify for even the minimum pension payment has doubled, going from 260 credits or social welfare 'stamps', to 520 – the equivalent of ten years of full-time work.

    The 1994 Homemakers Scheme introduced credits for women with children, but was not retrospective – and so does not cover a generation now reaching pensionable age.
    http://www.dailymail.co.uk/news/arti...=feeds-newsxml

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    The Mail Online reported today that changes to pension contribution rules introduced in 1998 mean that from this year onwards, women of 66 and over may get no pension whatsoever. Women who took time out of work to rear children will no longer be allowed additional contributions and may qualify for either a very low pension of less than €100 a week, or else they may get no contributory pension. If they have savings, or a husband with an income, they will get no pension at all.



    http://www.dailymail.co.uk/news/arti...=feeds-newsxml
    This is going to hurt women hard and a lot of women at that whom may be coming into retirement. A lot of older women whom were married if they are widowed would recieve usually half a husbands pension which more often then not tends to be paltry and sometimes may rely also on a state pension. The state should be applying this retrospectively to take care of those whom may see a shortfall in income or are struggling.
    History is the only true teacher, the revolution the best school for the proletariat - Rosa Luxembourg

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by fluffybiscuits View Post
    This is going to hurt women hard and a lot of women at that whom may be coming into retirement. A lot of older women whom were married if they are widowed would recieve usually half a husbands pension which more often then not tends to be paltry and sometimes may rely also on a state pension. The state should be applying this retrospectively to take care of those whom may see a shortfall in income or are struggling.
    Well, worse than that. Married women will be entitled to no pension at all, either contributory, or non contributory, if their husband has resources.

    The best option for these women, if they want any degree of independence at all, would be divorce.

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    Well, worse than that. Married women will be entitled to no pension at all, either contributory, or non contributory, if their husband has resources.

    The best option for these women, if they want any degree of independence at all, would be divorce.
    Isnt marriage a financial contract anyways
    History is the only true teacher, the revolution the best school for the proletariat - Rosa Luxembourg

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Any chance of a link to the specific part of the change that restricts its scope to women?

    Ok, don't bother Googling, the change isn't restricted to women but sure if men don't get a pension it's just their tough luck. Isn't it?

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    Well, worse than that. Married women will be entitled to no pension at all, either contributory, or non contributory, if their husband has resources.

    The best option for these women, if they want any degree of independence at all, would be divorce.
    Yeah McCreevy was all for individualisation ...... he want everyone to be divorced.
    "Politics is the art of looking for trouble, finding it everywhere, misdiagnosing it, and then misapplying the wrong remedies.”

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by Baron von Biffo View Post
    Any chance of a link to the specific part of the change that restricts its scope to women?

    Ok, don't bother Googling, the change isn't restricted to women but sure if men don't get a pension it's just their tough luck. Isn't it?
    You are right - it affects both sexes.

    http://www.welfare.ie/EN/Schemes/Pen..._SPC_2012.aspx

    It seems there is a group of people who are caught in a gap between the increase contribution requirements and the introduction of contributions to cover people taking time out to give birth and care for small children.

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by fluffybiscuits View Post
    Isnt marriage a financial contract anyways
    Is it ? Is there any legal provision to ensure that husbands and wives share resources when they are married ?

    Can a man or a woman get a Court order to require their partner to provide them with an income ?

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    You are right - it affects both sexes.

    http://www.welfare.ie/EN/Schemes/Pen..._SPC_2012.aspx

    It seems there is a group of people who are caught in a gap between the increase contribution requirements and the introduction of contributions to cover people taking time out to give birth and care for small children.
    It affects different groups - people who emigrated for several years to non EU countries for instance, people with mixed self employed/PAYE work histories and others.

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by Baron von Biffo View Post
    It affects different groups - people who emigrated for several years to non EU countries for instance, people with mixed self employed/PAYE work histories and others.
    Let them eat cake.

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    Let them eat cake.
    And they won't even fret about it being fattening.

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by Baron von Biffo View Post
    And they won't even fret about it being fattening.
    *the Baron smiled ironically, and shook the lace from his velveteen sleeve, oblivious to the sound of rapidly approaching tumbrils*

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    Default Re: 1997 Legislation Means Thousands of Women Will Get Little or No Pension

    Quote Originally Posted by C. Flower View Post
    *the Baron smiles ironically, and shakes the lace from his velveteen sleeve, oblivious to the sound of rapidly approaching tumbrils*
    *Have I appeared in your knitting?*

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