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View Full Version : Karl Marx on Money and the Declining Rate of Profit - by Peter Jeffries



C. Flower
29-07-2012, 03:01 PM
In 1971 the US broke the link between the dollar and gold, under pressure from debt generated by the Vietnam War and outflow of capital from the US. From this point onwards, a pool of unbacked capital has expanded without control. With the end a very long inflationary boom, vast amounts of 'dead' cash, with no outlet for profitable investment, are now accumulating in deposits and in the holdings of corporations.

This article on Marx, Money and the Declining Rate of Profit, by a British Trotskyist, a member of the Socialist Labour League, draws attention to what Marx said about debt, and the fall in the average rate of profit. I think it is well worth re-reading today, but that Jeffries misrepresents and misunderstands the falling rate of profit, and that this misunderstanding in part accounts for why the left was so wrong-footed and shocked by the fall of the USSR, and by the Reagan/Thatcherite onslaught against trade unions in the west, having underestimated the extent to which capitalist powers were impelled to try to regain the territories lost to the "free markets."

Many of the quotations of Marx, on speculators, and the emergence of crises, could have been written yesterday.


Karl Marx on Money and the Falling Rate of Profit by Peter Jeffries

The latest round in the monetary crisis – by far the most serious since August 15, 1971 – is more than anything a great vindication of the Marxist analysis of capitalism. Throughout the post-war boom period, all the reformists and revisionists declared that capitalism had changed fundamentally. No longer was it prone to crisis and breakdown, as Marx had said.

This new type of capitalism (‘neo-capitalism’ for Ernest Mandel and the Pabloites; ‘permanent arms economy’ for the state-capitalist International Socialists) meant that social revolution and the taking of power by the working class were things of the past. Only ‘sectarians’ and ‘dogmatists’ talked about such things. Revolutionary parties were no longer necessary – ‘structural reforms’ or ‘consistent reformism’ was possible through social democracy or Stalinism.

The shallowness and bankrupt nature of this ‘new thinking’ is now plain for every worker and serious socialist to see. But along with this touching faith which the revisionists had in “welfare capitalism” went a profound ignorance of the nature of the capitalist sytem and particularly its monetary and credit system, a system which now stands at the centre of the crisis.

Each of these new-style Fabians was able to laugh at the analysis which the Socialist Labour League and the Fourth International made at each stage of this unfolding money crisis. For the revisionists, money was merely a ‘technical device,’ a clever way of overcoming the difficulties of barter. In this of course, they were only reflecting the complacency which sections of the capitalist class itself displays about money and its role during a period of capitalist expansion. During such times, the capitalists consider only ‘real’ commodities as constituting value; money is treated with contempt.

“On the eve of the crisis, the bourgeois, with the self sufficiency that springs from intoxicating prosperity, declares money to be vain imagination. Commodities alone are money. But now the cry is everywhere, money alone is a commodity! As the heart pants after water, so pants the soul after money.’ (‘Capital’ Vol 1 p.138).

This then is our first question: what is money and what is its relationship to the capitalist system? It is in ‘Capital’, particularly the opening three chapters of Volume 1, that Marx provides an answer to this now vital question.

He shows that money arises out of the contradictions within commodity production. A commodity has two ‘sides’ or ‘aspects.’ On the one hand it is an object of wealth which meets a certain definite need. Thus a coat enables its wearer to keep warm and dry. Marx refers to this quality of the commodity as a use value.
As such a use value it is the product of labour of a particular type, in this example, the work of the tailor. Marx refers to this as concrete labour. But at the same time, a commodity is also a value, that is, it has a relationship in exchange which is independent of its particular use. If we say 10 lbs of tea equals one coat, we are not comparing their particular uses. The one is for drinking and the other for wearing.

No, we are comparing their values – the fact they exchange against each other means that they are the products of equal quantities of socially necessary labour time. The fact that, under normal conditions, one coat and 10 lbs of tea take, let us assume, five hours of labour-time to produce, means that they have the same value.
Now when we compare the labour of the tea producer and the coat maker in this way, we are not comparing the concrete, particular, labour involved.
Marx shows that the development of commodity production necessitates the emergence of one commodity against which all others are measured. This commodity Marx calls the money commodity, or simply money.

What is the role of money?
Its function is to become the embodiment of value, the measure of abstract labour time. Without such a commodity, the regular exchange of commodities would be impossible, because there would be no mechanism whereby the private labour of individuals, which produces use values having an infinite number of qualities, can be compared with the labour of all other individuals.

It is through money that the social nature of labour asserts itself and makes everyone, capitalist or worker, conform to its objective laws.
How Marx would have laughed at the hopeless whose utterly false ‘theory’ of money would lead one to think that the chaos now gripping every financial centre can be eliminated if only all the bankers of the world would get around the table and devise a new means of international payment.
As against those muddleheads, Marx shows that the development of a commodity which stands against all other commodities, yet united with them (in that it is only through this money commodity that the value of any other ‘ordinary’ commodity can find its expression) is part of the emergence of capitalism.

‘Money is a crystal formed of necessity, in the course of exchange, whereby different products of labour are practically equated with one another and thus by practice converted into commodities. Thus historical and progressive extension of exchange develops contrast latent in commodities, between the use-value and the value. The necessity of giving external expression to this contrast for the purpose of commercial intercourse, urges the establishment of an independent form of value, and finds no rest until it is once and for all satisfied by the differentiation of commodities into commodities and money.’ (Capital’ Vol.1 p.87)

Gold eventually came to play the role as the major commodity within the capitalist system. This it did because of its physical qualities. In the first place a small quantity of gold contains a considerable value, because it takes a large number of hours of labour-time to prospect for, mine, refine and shape. Second, it is highly durable, does not not easily wear out or rust. Third, it is easily divisible into bars, coins, etc. all of a uniform quality.

Particularly since the last war however, gold has been augmented by the dollar as the main means of international payment and debt settlement. Indeed, the 1944 Bretton Woods arrangements were designed to lift the dollar to the rank of gold. The Americans guaranteed to exchange all dollar holdings into gold. They were able to this only because, in the immediate post-war period, they monopolised the world’s store of mined gold. But although the Americans aimed to make the dollar the equal of gold, they could never succeed. For whereas gold embodies considerable value, paper money is almost valueless: its production can be increased merely by speeding up the printing press. In other words, the dollar’s role as leading currency could only be established within definite limits, determined by the quantity of gold within the capitalist system.

‘Paper money is a token representing gold or money’....Only in so far as paper money represents gold, which like all other commodities has value, is it a symbol of value.’(‘Capital’ Vol.1 p.128)

In an attempt to keep the capitalist system going, and through their fear of the working class’s strength, the Americans after the war were forced to churn out more and more dollars an pump them in to Europe. This meant that from around the end of the 1950s onwards a considerable quantity of paper money within the capitalist system ceased to ‘represent gold.’ It was paper money, with no gold backing, with no basis in value. All the crises and the measures which the capitalist class have been forced to adopt – Special Drawing Rights, two-tier systems, etc. – have been attempts to stave off this fact.

C. Flower
29-07-2012, 03:01 PM
The decisive turning point came of course, on August 15, 1971, when the US Administration finally broke the dollar gold standard link which had sustained the 1944 Bretton Woods arrangements.
From now onwards, any increase in production or capital accumulation could only make worse the crisis that much worse in that it was accumulation in a situation where the basis for international value and payments had been deliberately removed. Here again the utter confusion of the revisionists who see in every slight ‘upturn’ in production or ‘improvement’ in the payments balance the hopes of a new boom, however short lived. On the very contrary, such ‘upturns’ and ‘improvements’ can now only aggravate every contradiction which has matured throughout the boom.
For the capitalist system the situation we have outlined would have been bad enough. But onto the billions of unbacked dollars, masquerading as money, has been built a huge superstructure of credit.

Once more Marx shows that this development of credit. Once more Marx shows that this development of credit is no accident, but tied inescapably to the development of productive forces. By credit we mean the system whereby commodities trade not against money (gold, or its equivalent in paper) but against promises to pay in the future. Here again, however, the limits to the expansion of credit (which revisionists such as Mandel saw as the means to indefinite capitalist expansion) are strictly limited by the available money supply.

But it should always be borne in mind that, in the first place, money – in the form of precious metal – remains the foundation from which the credit system, by its very nature, can never detach itself.’ (‘Capital’ Vol.3, p 592)

Apart from being tied to its money (gold) base, the development of credit tends to enormously sharpen the contradictions of the capitalist system.
As Marx shows in the last volume of ‘Capital,’ it is the credit system which tends to make available to any single capitalist the whole of the social capital. It speeds up the tendency towards growth of monopoly and the centralisation of production. In doing this it brings forth a new breed of capitalist – much evidenced in recent months – the speculator.

‘It reproduces a new financial aristocracy, a new variety of parasite in the shape of promoters, speculators and simply nominal directors; a whole system of swindling by means of corporate promotion, stock insurance, and stock speculation.’

It is here that the ‘asset-stripper’ and ‘offshore funds’ operator fits into the picture. It is the indication of the depth of the impending crisis that these sectors should have been the first to feel its blast.
It is in a crisis that these contradictions burst with great violence. Now money (gold) once more comes into its own as everybody rushes out of credit and much of the swindling of the boom is revealed for what it is:

‘In a system of production, where the entire continuity of the reproduction process rests upon credit, a crisis must obviously occur - a tremendous rush for means of payment – when credit suddenly ceases an only cash payments have validity. At first glance, therefore, the whole crisis seems to be merely a question of the convertibility of bills of exchange [these are the main means of credit – PJ] into money.... At the same time, an enormous quantity of these bills of exchange represent plain swindle, which now reaches the light of day and collapses.’ (‘Capital’ Vol 3, p. 478).

Here we can see the seeds of the giant crisis which is now being prepared. The very length of the boom and with it the extension of credit prepares for an equally catastrophic fall. The more capitalists have tried to dispense with money and relied on paper money, Euro-dollars, international credits etc. the harder their system must fall.

‘The entire credit merchanism is continually occupied in reducing the actual metallic circulation to a relatively more and more decreasing minimum by means of sundry operations, methods and technical devices. The artificiality of the entire machinery and the possibility of disturbing its normal course increase to some extent.’ (‘Capital’ Vol. 3 p. 500)

Fall in the rate of profit.

But the great expansion of the credit system since 1945 is also revealed through the aggravation of a final and major contradiction of capitalism. This is the tendency for the rate of profit to fall. Marx speaks of this law as “the most important in political economy.”

In all his investigations into the nature of the capitalist system Marx stresses one vital point. It was a system based on production for surplus value and profit. The aim of each capitalist was the expansion of his capital. Once more, this did not arise from the capitalist class.

In the course of capital accumulation there is an inexorable tendency for the organic composition of capital to rise. In his expenditures, each capitalist purchases on the one hand supplies of raw materials, heat, light, power etc; this Marx calls constant capital. On the other hand he also purchases labour power, which Marx calls variable capital. It is also called variable capital because it alone can create surplus value. Now with each change in technique (‘technical progress’) the ratio of constant capital against variable capital rises. This Marx refers to as the rising organic composition of capital.

The contradiction involved in the process is this: variable capital, the sole source of surplus value and therefore profit, is a declining proportion of total capital. Unless the capitalists can continually increase the mass of profits (through the rising productivity of labour which goes with technical improvements in production) the rate of profit will tend to fall. [N.B. Note - I don't think this is correct. Financial "productivity of labour" rises with increased exploitation, - longer hours worked, reduced wages - not with capital expenditure on machinery, technology etc. which in fact drives down the average rate of profit. Mass of profit increases with increased volume of production - e.g. new markets C.F. ]

The aim of production (under capitalism: C.F.) is not use, but profit. A declining rate of profit spells crisis for the capitalist system. It is here that the role of credit in post-war economy must be understood. For it has been largely through credit that constant capital has been built up.

The rate of profit tends to fall in a crisis because too much capital has been created in comparison with the available surplus value. (cash mountains) The rate of profit is determined by the ratio of constant capital plus variable capital compared with surplus value (s/c plus v.) It is because c has been ‘overexpanded’ that a crisis profitability is created. The crisis is not one of the overproduction of goods, as the Keynesians and revisionists imagine, but an overproduction of capital.

“The ultimate barrier to the expansion of capital is capital itself,’ writes Marx.

How is this crisis tackled by the capitalists ? Through a savage competitive struggle in which each tries desperately to ensure that it is not his capital that is deemed to be ‘excess.’ (unrepayable debt is excess capital ).

‘So long as things last well, competition effects an operating fraternity of the capitalist class.... but as soon as it is no longer a question of sharing profits, but of sharing losses, everyone tries to reduce his own share to a minimum, and shove it off onto another’ (‘Capital’ Vol 3, p. 248.)

The present vicious struggle is principally one of larger capitalists against their weaker bretheren. Here, once more, we can see the European-American conflict as the major element in the world crisis.

The Americans are determined that vast quantities of excess capital, built up via credit, and a lot of it now representing no value, shall not be wiped out to their cost. They are determined that it is the capital of the weaker Europeans and Japanese that must be driven out, with the huge unemployment, bankruptcies and chaos that this would produce.

“Compensation of a fall in the rate of profit by a rise in the mass of profit applies only to the total social capital and to the big firmly placed. The new additional capital, operating independently, does not enjoy any such compensating conditions. It must still win them, and so it is that a fall in the rate of profit calls forth a competitive struggle amongst the capitalist, not vice versa.” (‘Capital’ Vol. 3, p. 251)

In other words, the capitalist crisis is now a twin one which combines an unprecedented credit-inflation crisis with a tendency for the rate of profit to decline, a tendency which is no longer ‘latent,’ as it has been for much of the boom, but one which operates openly on the surface of society.

“The chain of payments and obligations, due at specific dates, is broken in a hundred places. The confusion is augmented by the attendant collapse of the credit system, which develops simultaneously with capital, and leads to violent and acute crises, to sudden and forcible depreciations, to actual stagnation and disruption of the process of reproduction, and thus to a real falling off in production.’ (‘Capital’ Vol 3, p. 249.)

Here was Marx speaking over 100 years ago! It is now up to the revolutionary movement to match his prophetic words in deeds and go forward and build a powerful revolutionary party in the working class which alone can lead the way to socialism and elimination of capitalist anarchy and crisis.

First published in the “Workers Press” Feb 15th, 1973.

Sam Lord
29-07-2012, 03:40 PM
The contradiction involved in the process is this: variable capital, the sole source of surplus value and therefore profit, is a declining proportion of total capital. Unless the capitalists can continually increase the mass of profits (through the rising productivity of labour which goes with technical improvements in production) the rate of profit will tend to fall. [N.B. Note - I don't think this is correct. Financial "productivity of labour" rises with increased exploitation, - longer hours worked, reduced wages - not with capital expenditure on machinery, technology etc. which in fact drives down the average rate of profit. Mass of profit increases with increased volume of production - e.g. new markets C.F. ]


.... the very process which raises the organic composition of capital and causes the rate of profit to fall, at the same time increases the total amount of capital. As a consequence the total mass of profit will tend to rise at the same time as the rate tends to fall.

Political Economy by John Eaton Chapt 8

C. Flower
29-07-2012, 06:37 PM
.... the very process which raises the organic composition of capital and causes the rate of profit to fall, at the same time increases the total amount of capital. As a consequence the total mass of profit will tend to rise at the same time as the rate tends to fall.

Political Economy by John Eaton Chapt 8

Are you agreeing with me ?

This is what I disagree with -


Unless the capitalists can continually increase the mass of profits (through the rising productivity of labour which goes with technical improvements in production) the rate of profit will tend to fall.
Jeffries suggests that the tendency for the average rate of profit to fall can be counteracted by increased mass of profits. In fact, the ways that the rate of profit can be pushed up are the ones I mentioned.

Marx said these were the ways in which the rate of profit ( = surplus value) could be pushed up -


more intense exploitation of labour (raising the rate of exploitation);
reduction of wages below the value of labour power (commonly referred to as the "immiseration thesis");
cheapening the elements of constant capital by various means;
the growth and utilization of a relative surplus population (the reserve army of labour);
foreign trade reducing the cost of industrial inputs and consumer goods; and
the increase in share capital, which devolves part of the costs of using capital on others.


http://en.wikipedia.org/wiki/Tendency_of_the_rate_of_profit_to_fall

Jeffries uses a term and concept "productivity of labour" that is unhelpful, I think.

Increasing the mass of profit doesn't push up the average rate of profit. More the opposite.

Sam Lord
29-07-2012, 06:50 PM
Are you agreeing with me ?



I didn't really give an opinion. I posted a quote from a textbok which would appear to support your opinion that Jeffreys misunderstands the question of mass profit.

C. Flower
29-07-2012, 07:22 PM
I didn't really give an opinion. I posted a quote from a textbok which would appear to support your opinion that Jeffreys misunderstands the question of mass profit.

Ah. And also, thus, does not understand the tendency of the rate of profit to fall.

I think it was a very common misunderstanding. The long post war boom, in spite of some very sharp economic crises, created an illusion of strength in capitalism. and left theorists underestimated the very powerful and unavoidable tendencies for capitalism "to be its own gravedigger."

riposte
29-07-2012, 07:38 PM
Marx said "capitalism will eat itself," I guess it's having dessert right now.

C. Flower
30-07-2012, 11:31 AM
Marx said "capitalism will eat itself," I guess it's having dessert right now.

Lol!

Where did he say that, I wonder ?

Famously, he said that the bourgeoisie, in capitalism, turns the working class into a "revolutionary combination" (whereas before workers were isolated in cottage industry) who would be the gravediggers of the bourgeoisie.


The essential conditions for the existence and for the sway of the bourgeois class is the formation and augmentation of capital; the condition for capital is wage-labour. Wage-labour rests exclusively on competition between the labourers. The advance of industry, whose involuntary promoter is the bourgeoisie, replaces the isolation of the labourers, due to competition, by the revolutionary combination, due to association. The development of Modern Industry, therefore, cuts from under its feet the very foundation on which the bourgeoisie produces and appropriates products. What the bourgeoisie therefore produces, above all, are its own grave-diggers. Its fall and the victory of the proletariat are equally inevitable. (communist manifesto)

ZeroWedge
31-07-2012, 07:30 PM
You are looking in the wrong direction for an answer to todays inequality. Marx is out of date because capitalism as he knew it doesnt exist anymore. Most businesses today are financed not with capital but with debt. And most of the profits dont go to the capitalists, but are siphoned off by the executives, board of directors and financiers.

Todays capitalists carrying the investment risk are usually pension funds of ordinary people with no control over how their capital is deployed. They take all the risk, but get little or none of the profits.

C. Flower
01-08-2012, 12:13 AM
You are looking in the wrong direction for an answer to todays inequality. Marx is out of date because capitalism as he knew it doesnt exist anymore. Most businesses today are financed not with capital but with debt. And most of the profits dont go to the capitalists, but are siphoned off by the executives, board of directors and financiers.

Todays capitalists carrying the investment risk are usually pension funds of ordinary people with no control over how their capital is deployed. They take all the risk, but get little or none of the profits.

Well ZW, you are pretty close to what Marx said, as you would see if you read posts 1 and 2 (particularly 2).





‘It reproduces a new financial aristocracy, a new variety of parasite in the shape of promoters, speculators and simply nominal directors; a whole system of swindling by means of corporate promotion, stock insurance, and stock speculation.’